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Hello from Louisville, Kentucky

Kuksul08 ~ I think you hit the nail on the head with full coverage vs liability only.

mine is full coverage. same as on the street triple though! will be checking around when I return from this overseas trip to see if american family, state farm, or anyone else might be a bit more competitive.
 
My insurance for the '13 Hyper is nowhere near what you guys are paying. $220 annually through State Farm. I have all my other insurance through them so everything is heavily discounted. For reference, my '98 GSX 650F was $185.

BTW~ the $220 is Full coverage. Those discounts add up.
 
Congrats on the new Bike, I just picked up a new 2013 (old stock) and got a steal on it! How've you liked it so far?